Illinois · Wisconsin
What we do
You can hire us as your public adjuster or as your roofer, and we help get missed items added to the insurance scope through supplements. Each engagement has its own agreement.
As a licensed public adjuster, we work for you, the policyholder, not the insurance company. We help you document the damage, prepare your claim and communicate with your insurer.
As a roofing contractor, we inspect, repair and replace roofs. Whether or not an insurance claim is involved, you get a clear written scope and estimate before work starts.
An insurer's first estimate does not always include everything the job needs. When items are missing, we document them and submit a supplement request with photos, measurements and a line-item explanation, asking the insurer to correct the scope.
Please note: Where state law or licensing rules do not allow one company to both adjust a claim and perform the repair work on that same claim, we will only provide one of those services for your claim. We will tell you up front which one.
Who we work with
From single-family homes to business and multi-unit buildings, we inspect storm damage and help owners with their roof and, separately, their insurance claim.
For homeowners dealing with storm damage or an aging roof. We look at hail and wind damage, explain what we find and lay out your options.
For business owners, property managers and landlords. We assess storm damage on commercial buildings and work with you through the details of a commercial property policy.
Same rule for every property: public adjusting and roofing are separate services, each with its own agreement. Where state law or licensing rules do not allow one company to both adjust a claim and do the repair work on that same claim, we will only provide one of those services for your claim, and we will tell you which one up front.
How it works
Call or text us. Tell us what happened and where the property is.
We look at the property and talk through what we see.
Decide whether you need help with your insurance claim, roofing work, or neither. No pressure.
If you hire us, you get a written agreement for that one service before anything starts.
About us
Roofer Pros & Adjusting Limited has been serving property owners for three years. We hold licenses as both a public adjuster and a roofing contractor, so we understand the insurance side and the roof itself.
We work on residential and commercial properties across Illinois and Wisconsin.
FAQ
A public adjuster is licensed by the state to represent the policyholder on a property insurance claim. The insurance company's adjuster works for the insurer; a public adjuster works for you.
Not always. Some states, including Illinois, restrict one company from acting as the public adjuster and the contractor on the same claim. We will offer whichever service is allowed and makes sense for you, and explain why.
Yes. Along with homes, we work on business, multi-unit and other commercial properties, including storm damage on low-slope / flat and pitched roofs. As with homes, public adjusting and roofing are offered as separate services, and on a given claim we may only be able to provide one of them.
A supplement is a request to the insurance company to add items that were left out of, or underestimated in, the original claim estimate. Common examples are code-required items, drip edge, ice & water shield, ventilation, steep or high-roof charges, overhead & profit, or damage that only becomes visible once the old roof is torn off. We back each request with photos, measurements and a line-item explanation. The insurer makes the final decision on what it approves.
How we handle a supplement depends on whether we are your public adjuster or your roofing contractor on that claim, since those are separate services.
Illinois and Wisconsin.
No. Roofing work can be done with or without an insurance claim.
Contact
Tell us what happened and we will get back to you.
